01
See debt clearly
Connect eligible accounts securely and bring balances, due dates, and progress into one calm view.
Your progress deserves to feel possibleDebt clarity.
Debt clarity.
Without the judgment.
Jiyu turns scattered balances into a clear, hopeful path — with a personalized progress level, simple education, and weekly motivation.
Free to begin Read-only account access Bank credentials never reach Jiyu
Example dashboard · Sample data
GOOD MORNING, JORDAN
JLYour progress is moving.
TOTAL TRACKED DEBT
$31,585
18% paid since you started$6,915 down
CURRENT LEVEL
Savvy OptimizerTHIS WEEK
2 of 4 entriesA steadier month
Every check-in makes your progress easier to see.
A calmer way forward
Everything you need to turn “someday” into your next clear step.
02
Find your Jiyu persona
Discover the style that motivates you, then watch it evolve as your habits and progress grow.
03
Build weekly momentum
Claim your included weekly sweepstakes entry and earn limited bonuses through positive actions.
Meet your money mindsetDiscover your persona
Advice lands better when it speaks your language.
Five thoughtful questions reveal how you approach debt today. Your persona gives you a supportive starting point — never a label that boxes you in.
Built around your behavior
Your style, preferences, and confidence shape the experience.
Designed to evolve
Your level responds to real progress and positive engagement.
Jiyu+ membershipTrack every balance.
Track every balance.
Celebrate every milestone.
Unlock read-only debt tracking, your complete progress dashboard, and deeper financial insights. Eligible free and paid members participate in sweepstakes on identical terms.
Jiyu+
Financial tracking and progress
$4.99 / month
Secure debt account tracking
Balance history and trends
Personalized financial progress
Connected-account insights
Cancel anytime in Stripe
You don’t have to solve everything today.
Start by understanding where you are. Jiyu will help make the next step feel a little lighter.
Discover your personaYour information
Connect with confidence.
Plaid helps connect eligible financial accounts. Jiyu uses read-only account access, and your bank credentials never reach Jiyu.
Questions
Frequently asked questions
Is Jiyu free?
Yes. Persona discovery, lessons, simulations, and eligible sweepstakes participation are available without a subscription.
How does Jiyu work?
Discover your persona, learn at your pace, and use Jiyu+ if you want to connect eligible debt accounts through Plaid and track progress.
Is this financial advice?
No. Jiyu offers educational information and hypothetical tools, not personalized financial advice.
Can I cancel anytime?
Yes. You can manage or cancel Jiyu+ through the Stripe customer portal in your account settings.
Do I need to pay to enter sweepstakes?
No purchase or subscription is required. Eligibility and entry details are in the Official Rules.